If you're using terms in an insulting way, you run the risk of being reported and, if reported often enough, Tribunal'd. I can't speak to how likely it is, but have you considered just not saying mean things to people regardless of the specific terms?
Can I get banned for calling people Fruit?
"You're a mother tomato!"
"You piece of orange."
"You suck a straw out of a beverage of your choice"
"gg fruits"